Effective Date: 30-09-2025
This Refund and Cancellation Policy outlines the terms and conditions governing service cancellations, refund eligibility, and data retrieval procedures for clients of XHUMA Healthcare Ltd. ("XHUMA"). This policy ensures transparency and fairness in line with industry best practices.
Clients may cancel their subscription or service agreement by clicking on the “Cancellation” button within the “Subscriptions” menu within the user’s administrator’s account. Alternatively written notice can be sent via email to accounts@ict.co.tt from an authorised user under the client’s account. Cancellation will take effect from the 1st day of the next billing period for normal subscription-based accounts.
Late payments beyond 7 days of subscription renewal will result in a freeze of the client account and may result in service suspension.
In general refunds are not applicable. However, in exceptional circumstances, parital or prorated refunds may be granted :
Refunds will be processed within 15 business days after approval. Partial or prorated refunds are assessed based on usage and contractual terms.
The following services are non-refundable:
Upon confirmed cancellation:
All client data will be retained for a period of 90 days after service termination. During this time:
For questions regarding this policy or to initiate a refund or cancellation:
XHUMA Healthcare Ltd.
Email: accounts@xhuma.co | info@ict.co.tt
Website: https://healthcare.xhuma.co
By using our services, you agree to the terms outlined in this Refund and Cancellation Policy. This policy is subject to periodic updates.